Product Features

01Domestic Operating System

Goldpac developed its domestic IC card platform operating system in-house based on the national security chip design. This has the advantage of offering strong security, quick development turnaround times, large user application space and fast running speeds. Goldpac deeply leverages the security protection capabilities of the chip hardware to bolster its chip system hardware and software protection wall. It also provides a bridge to domestic chip applications and uses.

02Wide range of products

EMV emcompasses the five mainstream card associations including American Express, Diners Club, JCB, MasterCard, and Visa. These can also be used in a number of domestic payment schems as well. Available chip types include domestic and international chips, and are equipped with Goldpac developed platforms and applications, supporting contact, contactless and dual interface interface operation.

03Comprehensive certification & custom applications

The chip, system and application have passed EAL5+ certification and BCTC certifications respectively. The card fully supports national and international encryption algorithms, and adopts a common JAVA platform. Applications can be customized and loaded to support use in various fields such as finance, social security and transportation.

03 Innovative process on card

Having gained many years of experience in card manufacturing, Goldpac has accumulated industry leading card innovation processes. We have a professional design team and are regularly recognized at international design awards. Our cards have been used across many industries and are widely recognized by our customers.

Certified by all international credit card associations

Customer Value

Card scheme support

The applications supported by Goldpac cards not only support international card organizations such as AMEX, DISCOVER, JCB, MASTERCARD, VISA, but also local card debit scheems used in various countries. All applications are developed in-house and customized products are available upon request.

One-stop card solution

We provide one-stop services across the entire product chain of financial IC cards, from card application/platform development, personalized data preparation, project certification/testing to card production, intelligent logistics delivery, and expert technical support. The most professional team is available to serve you in every step.

Personalized card design

Goldpac’s personalized card face customization platform uses big data, cloud computing, artificial intelligence, biometrics and other technologies. The solution utilizes licensed IP, popular creative content, and user uploads to provide users with thousands of card face design options, making customers stand out from the competition in the industry.

Optimal usage experience

The financial IC card has a large capacity user space, high-speed and smooth transaction efficiency, and secure and stable transaction performance. It allows users to experience safe and fast payment methods in actual use and reduces your worries.

Application Scenarios

International Transactions

Domestic Transactions


Product and service coverage in 25 countries and regions

Goldpac, a leader in the financial IC card industry

Goldpac is the first fintech company in China to be certified by all six major credit card organizations – China UnionPay, Visa, MasterCard, American Express, JCB and Diners Club – at the same time.

In 2005, it issued China’s first EMV card conforming to international standards;

In 2018, the world’s first EMV product based on domestic chips was released, covering 25 countries and regions in the world, including the United States, The United Kingdom, Spain, Turkey, the Philippines, Singapore, South Africa and Angola.

We will continue to empower the financial payment industry both at home and abroad, and make EMV payment products from Goldpac available to the world.